Insurance Buyers News – September/October 2026
The 2026 Commercial Insurance Market: One Market, Two Directions
Commercial insurance buyers are navigating a market that seems to be moving in two directions at once. Property insurance is finally loosening, offering lower premiums and broader terms for well managed risks. Read on for details.
AI Risks Are Now Real Risks: What Businesses Need to Know
Artificial intelligence has moved from the experimental corner of the office to the center of daily operations. Businesses use AI to screen résumés, analyze financial data, monitor equipment, and communicate with customers. Read on for details.
Tariffs, Trade Policy, and the Rising Cost of Claims
Tariffs and shifting trade policies are affecting more than supply chains — they’re quietly increasing the cost of insurance claims across multiple lines. When the price of auto parts, building materials, and specialized equipment rises, the cost of repairing damage rises with it.Read on for details.
Workers’ Compensation: Stable, But Showing Early Warning Signs
Workers’ compensation remains one of the most stable commercial lines, offering predictable pricing and steady results for most businesses. Many employers continue to see flat or slightly reduced premiums, thanks to strong safety programs and long term improvements in workplace injury rates Read on for details.
Insurance Buyers News – July/August 2026
The Liability Squeeze: Why Businesses Are Paying More for Less Protection
Commercial insurance buyers are entering 2026 facing a challenge that’s becoming impossible to ignore: liability insurance is getting more expensive, harder to secure, and more restrictive — even for businesses with clean loss histories. Read on for details.
The Rise of AI Driven Underwriting: What Buyers Need to Know
Artificial intelligence is rapidly reshaping the insurance industry, and underwriting is one of the areas seeing the most dramatic change. While AI has been used behind the scenes for years, 2026 marks a turning point.Read on for details.
Environmental Liability Insurance: Why Demand Is Surging in 2026
Environmental liability insurance — once considered a niche product for heavy industry — is now seeing a surge in demand across a wide range of businesses. New regulations, emerging contaminants, and rising cleanup costs are reshaping how insurers evaluate environmental exposures. Read on for details.
Why Insurers Are Asking About Your Supply Chain
Supply chain risk has become a major underwriting factor across multiple lines of insurance — not just for manufacturers or importers. In 2026, carriers are asking far more detailed questions about how businesses source materials, manage vendors, and prepare for disruptions. Read on for details.
Insurance Buyers News – May/ June 2026
The Great Divergence: Why Property Is Softening While Liability Keeps Getting Harder
The commercial insurance market is entering a new phase—one defined not by a single trend, but by a widening split between property and casualty lines. For the first time in several years, businesses are seeing meaningful relief in parts of their insurance programs while facing continued pressure in others. Read on for details.
Commercial Auto Losses Keep Rising — What Businesses Can Do Now
Commercial auto continues to be one of the most challenging lines of insurance for U.S. businesses, and 2026 is shaping up to be no exception. While property insurance is finally showing signs of relief, commercial auto remains stubbornly unprofitable for insurers. Read on for details.
Valuations Under the Microscope: Why Accurate Property Values Matter More Than Ever
Even as parts of the property insurance market begin to stabilize, one issue remains firmly in the spotlight: property valuations. Carriers are scrutinizing reported values more aggressively than at any time in the past decade. For businesses preparing 2026 renewals, accurate valuations are no longer just a best practice—they are a prerequisite for securing competitive terms. Read on for details.
Nuclear Verdicts: How Social Inflation Is Reshaping Liability Claims
Liability claims are becoming more expensive across the country, and one of the biggest drivers is the rise of “nuclear verdicts”—jury awards that exceed $10 million. These outsized judgments, once rare, have become increasingly common in cases involving bodily injury, commercial vehicles, and allegations of corporate negligence. Read on for details.
Insurance Buyers News – March/ April 2026
Commercial Insurance Outlook 2026: Property Finds Its Footing, Casualty Splits, Auto Deteriorates
As 2026 gets underway, commercial insurance buyers are navigating a marketplace that looks markedly different from the broad, relentless increases of the past several years. The story now is one of stabilization in commercial property, divergence across casualty lines, and continued deterioration in commercial auto. Read on for details.
Cyber Insurance Market Stabilizes as Security Controls Improve
After several years of sharp rate increases and tightening underwriting standards, the cyber insurance market is finally showing signs of stabilization. As more organizations adopt stronger cybersecurity controls … underwriters are gaining confidence that insureds are better equipped to prevent, detect, and contain cyber incidents. Read on for details.
Large Liability Claims Push Companies to Reevaluate Limits
The liability landscape has shifted dramatically over the past decade, and 2026 is proving no exception. As nuclear verdicts grow larger and social inflation continues to accelerate claim severity, many businesses are taking a hard look at whether their current liability limits are still adequate. Read on for details.
What Underwriters Look for in Cyber Submissions
As the cyber insurance market stabilizes, underwriters are placing greater emphasis on the quality and clarity of each submission. Strong cybersecurity controls can lead to better pricing, broader coverage, and more predictable renewals — but only when they are well‑documented. For 2026 renewals, businesses should understand the key elements underwriters evaluate. Read on for details.
Insurance Buyers News – January / February 2026
Rate Trends in Commercial Insurance: Property Stabilizes, Casualty Splits, Auto Struggles
As 2026 begins, commercial insurance buyers are encountering a marketplace that looks very different from the relentless rate hikes of recent years. The story now is one of stabilization in property insurance, divergence in casualty lines, and continued challenges in commercial auto. Read on for details.
Regional Catastrophes,National Lessons
The year 2025 was one of the costliest on record for insured catastrophe losses. California wildfires and Gulf Coast hurricanes alone drove insured losses exceeding $100 billion globally, with U.S. events accounting for more than 90%. Read on for details.
Regulatory Priorities for 2025:
Resilience, Solvency, and Innovation
In 2025, the National Association of Insurance Commissioners (NAIC) outlined a set of federal legislative and regulatory priorities designed to strengthen the U.S. insurance system. These priorities — resilience, solvency, and innovation — reflect the challenges facing insurers and policyholders alike in a rapidly changing risk environment.
Read on for details.
Liability Limits and Large Loss Trends
The liability insurance landscape is shifting rapidly, and the changes are being felt across industries. Chubb’s 2025 benchmark report highlights a clear trend: escalating jury awards and higher liability limits are reshaping how businesses must think about their exposure to risk. Read on for details.